INVESTMENT MANAGEMENT

Managing your investments is central achieving your financial plans.  We believe in investing responsibly, and we design your unique portfolio by pairing globally-diversified asset management fundamentals with your goals & behavioral tendencies.

Our investment management is derivative of your financial plan.  By that we mean that before we can build your portfolio, we must take the time to understand your vision, your goals, and your behavioral tendencies.  Behavioral biases which lead to poor investment decisions tend to be single largest contributor to underperformance. Therefore, understanding each client’s specific biases, along with the human nature of the markets themselves, allows us to complete the puzzle and better serve our clients.

With this context, we will construct a custom investment portfolio built on responsible investing guidelines from multiple assets classes that matches your return goals and risk tolerance. We strongly believe in the investment principles of asset allocation, diversification, and timely rebalancing to enhance portfolio returns over the long run.

Relying on both passive investing strategies and active management, we pursue low-cost, index-based exchange-traded funds as well as traditional mutual funds.  Our investments are also screened using quantitative Environmental, Social, and Governance (“ESG”) factors, and through our partnerships, you have access to some of the best money managers available.