Frequently Asked Questions

Nathan's Answer

Yes! Cairn serves clients from many states ranging from Tennessee to North Carolina, Arizona to Illinois. We are happy to serve you no matter where you live.

No, Cairn charges a percentage based fee. We work hard to be as transparent about our fee structure as possible. If you have questions about it we are happy to discuss it with you.

No. Cairn Financial Group does not have any consultation fees.

Cairn uses Modern Portfolio Theory to match the level of risk in your portfolio to your unigue risk tolerance. In other words, we only take on as much risk as you are comfortable with. Cairn also uses ESG (Environmental, Social, and Governance) factors to help choose wich securities to invest in.

No. In order to better serve you, we schedule meetings at any time and through any medium that works best for you. Whether it be in person, through video chat, email or a phone call.

Yes. Cairn Financial Group is held to a fiduciary standard. Meaning, we are held to a legal duty of care to always act in the clients best interest.

Someone who holds the Certified Financial Planner designation has met the extensive experience, education, ethics, and training requirements required by the CFP Board of Standards. Learn more about CFP's and your advisor at their website here.(https://www.letsmakeaplan.org/)

No. Whether you are starting from scratch or have a portfolio that you have been contributing to for a couple decades, Cairn works with all investors.

Yes. Be it a Roth IRA or an extensive Employee Stock Option plan, Cairn manages investments through the custodian, TD Ameritrade. Cairn has experience investing in a broad range of securites, global and domestic, from mutual funds & ETFs, to equities & bonds.

Yes. Cairn can help guide you through the process of managing risk in multiple areas of life. Cairn's advisors have experience working with many insurance policies including Life, Long Term Care, Disability and Annuities.