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Frequently Asked Questions

Do you work with people outside of the Nashville area?


Yes! Cairn serves clients from many states ranging from Tennessee to North Carolina, Arizona to Illinois. We are happy to serve you no matter where you live.




Are you a fee only advisor?


No, Cairn charges a percentage based fee. We work hard to be as transparent about our fee structure as possible. If you have questions about it we are happy to discuss it with you.




Do I have to pay for an introductory meeting?


No. Cairn Financial Group does not have any consultation fees.




What is Cairn's investment philosophy?


Cairn uses Modern Portfolio Theory to match the level of risk in your portfolio to your unigue risk tolerance. In other words, we only take on as much risk as you are comfortable with. Cairn also uses ESG (Environmental, Social, and Governance) factors to help choose wich securities to invest in.




Do I have to meet with you in person?


No. In order to better serve you, we schedule meetings at any time and through any medium that works best for you. Whether it be in person, through video chat, email or a phone call.




Are you a fiduciary?


Yes. Cairn Financial Group is held to a fiduciary standard. Meaning, we are held to a legal duty of care to always act in the clients best interest.




What is a CFP®?


Someone who holds the Certified Financial Planner designation has met the extensive experience, education, ethics, and training requirements required by the CFP Board of Standards. Learn more about CFP's and your advisor at their website here.




Do you have a minimum investment requirment?


No. Whether you are starting from scratch or have a portfolio that you have been contributing to for a couple decades, Cairn works with all investors.




Do you manage investments?


Yes. Be it a Roth IRA or an extensive Employee Stock Option plan, Cairn manages investments through the custodian, TD Ameritrade. Cairn has experience investing in a broad range of securites, global and domestic, from mutual funds & ETFs, to equities & bonds.




Can Cairn help me pick the right Life insurance or Long Term Care insurance?


Yes. Cairn can help guide you through the process of managing risk in multiple areas of life. Cairn's advisors have experience working with many insurance policies including Life, Long Term Care, Disability and Annuities.




****How is Cairn Different from other Financial Advisors?****


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